FREE LIFE INSURANCE QUOTE!
Don’t put off protecting your family! Stallings Insurance wants our clients to have the opportunity to choose an affordable plan that is right for their family and budget. We want you to have a peace of mind and protect what matters.
Start your free quote below.
Unlike many other life insurance websites you may have come across, Stallings Insurance Agency, Inc. will NEVER sell your information.
Frequently Asked Questions
Why do I need life insurance?
How do I know how much life insurance I need?
We use a formula to calculate exactly how much of a death benefit you would need. This is done by taking into consideration your current debt, what it would be to replace your income, your mortgage if you have one, education expenses for your children and the cost of your burial or cremation at the time of your death. This number is going to be different for each person depending on their lifestyle and needs which is where we step in to help navigate these numbers for you!
What are the advantages of term life insurance?
Lower initial cost when compared to permanent insurance. It is the simplest from of life insurance to understand and it can be combined with a whole life policy. This is a good option for those starting their first life insurance policy.
Who can be the Beneficiary of a life insurance policy?
Your beneficiary can be anyone of your choosing including your spouse, children, business partner or even a legal entity like a charity, trust or your own estate. You can also have multiple beneficiaries on one policy and designate what percentage of the death benefit you would like each to receive.
Can I have multiple Life Insurance Policies?
Yes, you can have multiple life insurance policies and we often recommend having a term policy and a whole life policy. We also never suggest cancelling a current policy you have to replace it with another but to add another on top of it as our health changes as we age which will change the rate you can receive as you get older.
How Do Life Insurance Policies work?
To start a life insurance policy, we ask a series of questions about your lifestyle and health and submit the application. Most policies require a medical exam and blood work. Once your application has processed through underwriting and approved it will be issued. In the event of your death, the policy will payout to your beneficiaries.
Insurance coverage cannot be bound or changed via submission of any online form/application provided on this site or otherwise. No binder, insurance policy, change, addition, and/or deletion to insurance coverage goes into effect unless and until confirmed directly by a licensed agent.